:root{--blue:#004f9f;--blue-dark:#00335f;--orange:#f28c00;--green:#11a36a;--ink:#172033;--muted:#64748b;--light:#f3f7fb;--line:#dce7f3;--white:#fff;--shadow:0 22px 60px rgba(0,54,112,.16);--radius:28px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55;background:#fff}a{color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 32px));margin:auto}.topbar{background:var(--blue-dark);color:#e8f3ff;font-size:14px;padding:9px 0}.topbar-inner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.nav-wrap{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:15px 0}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--blue)}.logo-mark{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;font-size:25px;box-shadow:0 12px 26px rgba(0,79,159,.22)}.brand-text strong{display:block;font-size:22px;line-height:1;letter-spacing:-.03em}.brand-text span{color:var(--orange)}.brand-text small{display:block;color:var(--muted);font-weight:800;margin-top:4px;font-size:13px}.nav-links{display:flex;align-items:center;gap:18px;font-size:15px;font-weight:800;color:var(--muted)}.nav-links a{text-decoration:none}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none;border-radius:999px;padding:14px 22px;font-weight:900;border:0;cursor:pointer;text-align:center;line-height:1.15;white-space:nowrap}.btn:hover{transform:translateY(-2px)}.btn-orange{background:var(--orange);color:#fff;box-shadow:0 14px 28px rgba(242,140,0,.28)}.btn-blue{background:var(--blue);color:#fff;box-shadow:0 14px 28px rgba(0,79,159,.22)}.btn-white{background:#fff;color:var(--blue);border:2px solid var(--line)}.btn-green{background:#0ca66e;color:#fff}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 88% 20%,rgba(242,140,0,.18),transparent 30%),radial-gradient(circle at 10% 10%,rgba(0,105,217,.18),transparent 32%),linear-gradient(135deg,#f7fbff 0%,#fff 48%,#ecf6ff 100%);padding:72px 0 58px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#e8f3ff;color:var(--blue);padding:9px 13px;border-radius:999px;font-size:14px;font-weight:900;margin-bottom:18px}h1{font-size:clamp(40px,5.5vw,70px);line-height:.98;letter-spacing:-.055em;margin:0 0 18px}h1 span{color:var(--blue)}.lead{font-size:clamp(18px,2vw,22px);color:var(--muted);max-width:720px;margin:0 0 26px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:18px}.trust-pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.pill{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 13px;color:var(--muted);font-weight:800;box-shadow:0 8px 20px rgba(0,0,0,.04);font-size:14px}.note{color:var(--muted);font-size:13px;margin-top:12px}.hero-card,.info-card,.tariff-card,.faq details,.advisor-card,.lead-form,.legal-card{background:#fff;border:1px solid var(--line);box-shadow:0 14px 34px rgba(0,0,0,.06)}.hero-card{border-radius:var(--radius);box-shadow:var(--shadow);padding:22px}.hero-card-top{display:grid;grid-template-columns:110px 1fr;gap:16px;align-items:center;margin-bottom:18px}.advisor-mini{width:110px;height:128px;border-radius:20px;object-fit:cover;object-position:50% 18%;box-shadow:0 12px 24px rgba(0,0,0,.12)}.recommend{background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;border-radius:22px;padding:18px}.recommend h2{margin:0 0 8px;font-size:26px}.recommend p{margin:0;color:#dcecff}.stats{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}.stat{background:var(--light);border-radius:18px;padding:16px}.stat strong{display:block;color:var(--blue);font-size:30px;line-height:1}section{padding:72px 0}.light{background:var(--light)}.section-title{max-width:780px;margin-bottom:30px}.section-title h2{font-size:clamp(31px,4vw,48px);line-height:1.05;letter-spacing:-.045em;margin:0 0 12px}.section-title p{color:var(--muted);font-size:18px;margin:0}.problem-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:18px}.info-card{padding:24px;border-radius:var(--radius)}.info-card h3{margin-top:0;color:var(--blue-dark)}.tariffs{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.tariff-card{padding:26px;border-radius:var(--radius);position:relative;overflow:hidden}.tariff-card.featured{border:3px solid var(--orange);transform:scale(1.01)}.badge{display:inline-flex;background:#fff2dc;color:#9b5a00;border-radius:999px;padding:7px 11px;font-weight:900;font-size:13px;margin-bottom:12px}.tariff-card h3{font-size:32px;color:var(--blue);margin:0 0 8px}.tariff-card p,.faq p,.legal-card p,.legal-card li{color:var(--muted)}.feature-list{list-style:none;padding:0;margin:20px 0 24px}.feature-list li{padding:12px 0;border-bottom:1px solid var(--line);display:flex;gap:10px}.feature-list li:before{content:"✓";color:var(--green);font-weight:900}.advisor-section{display:grid;grid-template-columns:.92fr 1.08fr;gap:28px;align-items:center}.advisor-photo{width:100%;max-height:620px;object-fit:cover;object-position:center top;border-radius:34px;box-shadow:var(--shadow);border:1px solid var(--line)}.advisor-card{border-radius:34px;padding:34px;box-shadow:var(--shadow)}.advisor-card h2{margin:0 0 8px;font-size:clamp(30px,4vw,48px);letter-spacing:-.04em;line-height:1.04}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:22px 0}.contact-box{background:var(--light);border-radius:18px;padding:16px;font-weight:800}.contact-box small{display:block;color:var(--muted);font-weight:700;margin-bottom:3px}.lead-form{border-radius:30px;padding:26px;box-shadow:var(--shadow);margin-top:24px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.lead-form label{display:grid;gap:6px;font-weight:800;font-size:14px}.lead-form input,.lead-form select,.lead-form textarea{width:100%;border:1px solid var(--line);border-radius:14px;padding:12px 14px;font:inherit;background:#fbfdff}.lead-form textarea{min-height:120px;resize:vertical}.full{grid-column:1/-1}.form-alert{display:none;margin-bottom:16px;padding:14px 16px;border-radius:16px;background:#e8fff4;color:#04774d;font-weight:800}.form-alert.error{background:#fff0f0;color:#a31616}.cta{background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;border-radius:36px;padding:34px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;box-shadow:var(--shadow)}.cta h2{margin:0 0 8px;font-size:clamp(30px,4vw,46px);letter-spacing:-.045em;line-height:1.05}.cta p{margin:0;color:#dcecff;font-size:18px}.faq{display:grid;gap:12px}.faq details{padding:18px 22px;border-radius:var(--radius);box-shadow:none}.faq summary{cursor:pointer;font-weight:900;color:var(--blue-dark)}.legal{background:#fff;border-top:1px solid var(--line)}.legal-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px}.legal-card{border-radius:22px;padding:22px;background:#fbfdff}.legal-card h3{margin-top:0;color:var(--blue-dark)}.legal-warning{border-left:5px solid var(--orange);padding:12px 16px;background:#fff7eb;border-radius:14px;color:#7c4700;font-weight:800;margin-bottom:22px}footer{background:#0f1d31;color:#d8e2ef;padding:38px 0;font-size:14px}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr;gap:24px}footer strong{color:#fff}footer a{color:#d8e2ef}.mobile-bar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-top:1px solid var(--line);box-shadow:0 -10px 30px rgba(0,0,0,.14);padding:10px;gap:8px}.mobile-bar a{text-decoration:none;border-radius:14px;padding:12px 8px;text-align:center;font-size:13px;font-weight:900;line-height:1.1}.mobile-call{background:#eef4fb;color:var(--blue-dark);flex:1}.mobile-advice{background:#e8f3ff;color:var(--blue-dark);flex:1}.mobile-close{background:var(--orange);color:#fff;flex:2}.cookie-banner{position:fixed;left:18px;right:18px;bottom:18px;z-index:300;background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 20px 60px rgba(0,0,0,.22);padding:18px;display:none;max-width:880px;margin:0 auto}.cookie-banner.show{display:block}.cookie-banner h3{margin:0 0 6px}.cookie-banner p{color:var(--muted);margin:0 0 14px;font-size:14px}.cookie-actions{display:flex;flex-wrap:wrap;gap:10px}.cookie-actions button{border:0;border-radius:999px;padding:11px 15px;font-weight:900;cursor:pointer}.accept{background:var(--orange);color:#fff}.reject{background:#eef4fb;color:var(--blue-dark)}.settings{background:#fff;color:var(--blue);border:1px solid var(--line)!important}
@media(max-width:900px){body{padding-bottom:82px}.hero-grid,.tariffs,.advisor-section,.problem-grid,.cta,.footer-grid,.legal-grid,.form-grid{grid-template-columns:1fr}.full{grid-column:auto}.nav-links a:not(.btn){display:none}.hero{padding:48px 0}.hero-card-top{grid-template-columns:88px 1fr}.advisor-mini{width:88px;height:104px}.stats,.contact-grid{grid-template-columns:1fr}.tariff-card.featured{transform:none}.cta .btn,.btn{width:100%;white-space:normal}.mobile-bar{display:flex}.hero-actions{flex-direction:column}h1{font-size:42px}.cookie-banner{bottom:92px}.brand-text strong{font-size:19px}.logo-mark{width:42px;height:42px}}